{"id":7224,"date":"2026-07-20T16:22:53","date_gmt":"2026-07-20T08:22:53","guid":{"rendered":"https:\/\/mtcbayat.com\/?page_id=7224"},"modified":"2026-10-12T13:18:56","modified_gmt":"2026-10-12T05:18:56","slug":"about-us","status":"publish","type":"page","link":"https:\/\/mtcbayat.com\/ms\/about-us\/","title":{"rendered":"Tentang Kami"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1784533226331 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_custom_heading hide_indents mobile_align_center text_align_left title_no_stripe\" ><h2 style=\"color: #FFFFFF;text-align: left\" class=\"consulting-custom-title\">Penyelesaian Kewangan Yang Dipercayai<\/h2><\/div><div class=\"stm-spacing\" id=\"stm-spacing-6ad9296904446\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad9296904446',\n            lgSpacing = '20',\n            mdSpacing = '20',\n            smSpacing = '30',\n            xsSpacing = '30';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"color: #fff;\">MTC Bayat menyediakan penyelesaian kewangan patuh Syariah untuk penjawat awam, termasuk pembiayaan peribadi dan penyatuan hutang, dengan proses yang mudah, jelas dan telus.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"stm-spacing\" id=\"stm-spacing-6ad929690495c\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad929690495c',\n            lgSpacing = '20',\n            mdSpacing = '20',\n            smSpacing = '30',\n            xsSpacing = '30';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1563519972761 vc_row-has-fill\"><div class=\"bg-left wpb_column vc_column_container vc_col-sm-12 vc_col-lg-6 vc_col-md-6 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1569389977515\"><div class=\"wpb_wrapper\"><div class=\"stm-spacing\" id=\"stm-spacing-6ad92969052b3\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad92969052b3',\n            lgSpacing = '106',\n            mdSpacing = '70',\n            smSpacing = '60',\n            xsSpacing = '50';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script><div class=\"vc_custom_heading text_align_left title_no_stripe\" ><h2 style=\"font-size: 36px;line-height: 36px;text-align: left\" class=\"consulting-custom-title\">Mengenai MTC Bayat<\/h2><\/div><div class=\"stm-spacing\" id=\"stm-spacing-6ad9296905788\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad9296905788',\n            lgSpacing = '17',\n            mdSpacing = '10',\n            smSpacing = '0',\n            xsSpacing = '0';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>MTC Bayat ialah penyedia penyelesaian kewangan yang komited untuk menjadikan urusan pembiayaan lebih <strong>mudah, jelas dan teratur.<\/strong><\/p>\n<p>Kami faham bahawa urusan kewangan kadangkala boleh terasa rumit. Sebab itu, kami berusaha menjadikan setiap langkah lebih mudah difahami \u2014 daripada semakan kelayakan dan penyediaan dokumen sehingga proses pembiayaan selesai.<\/p>\n<p>Kami menyediakan:<br \/>\n\u2713 <strong>Pembiayaan Peribadi<\/strong><br \/>\nPenyelesaian pembiayaan untuk membantu memenuhi keperluan kewangan pemohon yang layak.<\/p>\n<p>\u2713 <strong>Penyatuan Hutang<\/strong><br \/>\nPenyelesaian untuk membantu pemohon yang layak mengurus komitmen pembiayaan sedia ada melalui kemudahan yang bersesuaian.<\/p>\n<p>Dengan mengutamakan <strong>prinsip Syariah, ketelusan dan pengalaman pelanggan,<\/strong>kami sentiasa berusaha memberikan penerangan yang jelas dan perkhidmatan yang bertanggungjawab.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_col-lg-6 vc_col-md-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stm-spacing\" id=\"stm-spacing-6ad9296905e16\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad9296905e16',\n            lgSpacing = '106',\n            mdSpacing = '70',\n            smSpacing = '60',\n            xsSpacing = '20';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element vc_custom_1791747077942\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper vc_box_rounded  vc_box_border_grey\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"650\" src=\"https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02.jpg\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"about02\" srcset=\"https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02.jpg 1500w, https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02-300x130.jpg 300w, https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02-1024x444.jpg 1024w, https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02-768x333.jpg 768w, https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02-18x8.jpg 18w, https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about02-900x390.jpg 900w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner vc_custom_1563527960854\"><div class=\"wpb_wrapper\">\n\n    <div class=\"icon_box  style_4 alignment_left clearfix\">\n<div class=\"icon_box_inner\">\n            <div class=\"icon  font-color_secondary font-color_base_bg\"><i\n                    style=\"font-size:23px;   \"\n                    class=\"fa fa-regular fa-lightbulb\"><\/i><\/div>\n                <h4  class=\"font-color_base\">Visi Kami<\/h4>\n                <div class=\"icon_text\">\n            <p>Menjadi penyedia penyelesaian kewangan yang dipercayai dengan menawarkan pengalaman pembiayaan dan penyatuan hutang yang mudah, telus dan berteraskan prinsip Syariah.<\/p>\n        <\/div>\n    <\/div>\n    <\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner vc_custom_1563527969205\"><div class=\"wpb_wrapper\">\n\n    <div class=\"icon_box  style_4 alignment_left clearfix\">\n<div class=\"icon_box_inner\">\n            <div class=\"icon  font-color_secondary font-color_base_bg\"><i\n                    style=\"font-size:23px;   \"\n                    class=\"stm-target\"><\/i><\/div>\n                <h4  class=\"font-color_base\">Misi Kami<\/h4>\n                <div class=\"icon_text\">\n            <p>Menyediakan penyelesaian kewangan yang mudah diakses, jelas dan bertanggungjawab, termasuk pembiayaan peribadi dan penyatuan hutang, sambil mengutamakan keperluan pelanggan serta prinsip Syariah.<\/p>\n        <\/div>\n    <\/div>\n    <\/div>\n<\/div><\/div><\/div><\/div><div class=\"stm-spacing\" id=\"stm-spacing-6ad9296907804\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad9296907804',\n            lgSpacing = '100',\n            mdSpacing = '100',\n            smSpacing = '80',\n            xsSpacing = '80';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && lgSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", lgSpacing );\n            } else if ( window.matchMedia(\"(max-width: 1199px) and (min-width: 992px )\").matches && mdSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", mdSpacing );\n            } else if ( window.matchMedia(\"(max-width: 991px) and (min-width: 768px )\").matches && smSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", smSpacing );\n            } else if ( window.matchMedia(\"(max-width: 767px)\").matches && xsSpacing ) {\n                $( '#' + spacingID ).css ( \"height\", xsSpacing );\n            } else {\n                $( '#' + spacingID ).css ( \"height\", \"\" );\n            }\n        }\n\n        $(document).ready(function() {\n            stmSpacing();\n        });\n\n        $(window).resize(function() {\n            stmSpacing();\n        });\n\n    })(jQuery);\n<\/script><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid overlay fixed_bg vc_custom_1453961868724 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_custom_heading no_stripe vc_custom_1791483081170 text_align_left has_icon\" ><div class=\"icon\" style=\"font-size: 67px; line-height: 67px;\"><i class=\"stm-check\"><\/i><\/div><h4 style=\"font-size: 45px;color: #ffffff;line-height: 45px;text-align: left;font-family:Poppins;font-weight:700;font-style:normal\" class=\"consulting-custom-title\"><mark>Mengapa Pilih Kami<\/mark><\/h4><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">    <div class=\"stats_counter style_1 left\" >\n        <div class=\"inner\">\n            <h3 class=\"no_stripe\" id=\"counter_6ad9296908c41\" >0<\/h3>\n                            <div class=\"counter_title\" >Tahun Pengalaman<\/div>\n                                <\/div>\n    <\/div>\n<script type=\"text\/javascript\">\n    jQuery(document).ready(function ($) {\n        var counter_6ad9296908c41 =\n        new countUp(\"counter_6ad9296908c41\", 0, 5, 0, 2.5, {\n            useEasing: true,\n            useGrouping: false,\n            prefix: '',\n            suffix: '<span class=\"stats_counter_suffix\"><\/span>'\n        });\n        $(window).scroll(function () {\n            if ($(\"#counter_6ad9296908c41\").is_on_screen()) {\n                counter_6ad9296908c41.\n                start();\n            }\n        });\n    });\n<\/script><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">    <div class=\"stats_counter style_1 left\" >\n        <div class=\"inner\">\n            <h3 class=\"no_stripe\" id=\"counter_6ad9296909108\" >0<\/h3>\n                            <div class=\"counter_title\" >Pelanggan Berpuas Hati<\/div>\n                                <\/div>\n    <\/div>\n<script type=\"text\/javascript\">\n    jQuery(document).ready(function ($) {\n        var counter_6ad9296909108 =\n        new countUp(\"counter_6ad9296909108\", 0, 3000, 0, 2.5, {\n            useEasing: true,\n            useGrouping: false,\n            prefix: '',\n            suffix: '<span class=\"stats_counter_suffix\">+<\/span>'\n        });\n        $(window).scroll(function () {\n            if ($(\"#counter_6ad9296909108\").is_on_screen()) {\n                counter_6ad9296909108.\n                start();\n            }\n        });\n    });\n<\/script><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">    <div class=\"stats_counter style_1 left\" >\n        <div class=\"inner\">\n            <h3 class=\"no_stripe\" id=\"counter_6ad929690959b\" >0<\/h3>\n                            <div class=\"counter_title\" >Had Pembiayaan Maksimum<\/div>\n                                <\/div>\n    <\/div>\n<script type=\"text\/javascript\">\n    jQuery(document).ready(function ($) {\n        var counter_6ad929690959b =\n        new countUp(\"counter_6ad929690959b\", 0, 150, 0, 2.5, {\n            useEasing: true,\n            useGrouping: false,\n            prefix: 'RM',\n            suffix: '<span class=\"stats_counter_suffix\">k<\/span>'\n        });\n        $(window).scroll(function () {\n            if ($(\"#counter_6ad929690959b\").is_on_screen()) {\n                counter_6ad929690959b.\n                start();\n            }\n        });\n    });\n<\/script><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">    <div class=\"stats_counter style_1 left\" >\n        <div class=\"inner\">\n            <h3 class=\"no_stripe\" id=\"counter_6ad92969099e1\" >0<\/h3>\n                            <div class=\"counter_title\" >Kelulusan Pantas<\/div>\n                                <\/div>\n    <\/div>\n<script type=\"text\/javascript\">\n    jQuery(document).ready(function ($) {\n        var counter_6ad92969099e1 =\n        new countUp(\"counter_6ad92969099e1\", 0, 1, 0, 2.5, {\n            useEasing: true,\n            useGrouping: false,\n            prefix: '',\n            suffix: '<span class=\"stats_counter_suffix\">Day<\/span>'\n        });\n        $(window).scroll(function () {\n            if ($(\"#counter_6ad92969099e1\").is_on_screen()) {\n                counter_6ad92969099e1.\n                start();\n            }\n        });\n    });\n<\/script><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_custom_heading base_font_color vc_custom_1791483383881 text_align_center\" ><h2 style=\"font-size: 45px;line-height: 60px;text-align: center\" class=\"consulting-custom-title\">Prinsip Yang Kami Pegang<\/h2><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1450856873482\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stm_animation stm_viewport\" data-animate=\"fadeInUp\" data-animation-delay=\"0\" data-animation-duration=\"1\" data-viewport_position=\"90\" >\n\t<div class=\"info_box style_1\">\n\t\t\t<div class=\"info_box_image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"204\" src=\"https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about03-350x204.jpg\" class=\"attachment-consulting-image-350x204-croped size-consulting-image-350x204-croped\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"title\">\n\t\t\t<h4 class=\"no_stripe\">Patuh Syariah<\/h4>\n\t\t<\/div>\n\t\t<p>Berteraskan prinsip Syariah dalam setiap penyelesaian.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stm_animation stm_viewport\" data-animate=\"fadeInUp\" data-animation-delay=\"0.05\" data-animation-duration=\"1\" data-viewport_position=\"90\" >\n\t<div class=\"info_box style_1\">\n\t\t\t<div class=\"info_box_image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"204\" src=\"https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about04-350x204.jpg\" class=\"attachment-consulting-image-350x204-croped size-consulting-image-350x204-croped\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"title\">\n\t\t\t<h4 class=\"no_stripe\">Telus<\/h4>\n\t\t<\/div>\n\t\t<p>Maklumat yang jelas untuk keputusan yang lebih yakin.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stm_animation stm_viewport\" data-animate=\"fadeInUp\" data-animation-delay=\"0.1\" data-animation-duration=\"1\" data-viewport_position=\"90\" >\n\t<div class=\"info_box style_1\">\n\t\t\t<div class=\"info_box_image\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"204\" src=\"https:\/\/mtcbayat.com\/wp-content\/uploads\/2026\/10\/about05-350x204.jpg\" class=\"attachment-consulting-image-350x204-croped size-consulting-image-350x204-croped\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"title\">\n\t\t\t<h4 class=\"no_stripe\">Dipercayai<\/h4>\n\t\t<\/div>\n\t\t<p>Membina hubungan melalui perkhidmatan yang bertanggungjawab.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1784533496694 vc_row-has-fill\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"stm-spacing\" id=\"stm-spacing-6ad929690cf83\"><\/div>\n<script>\n    (function($){\n        \"use 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perlu membuat keputusan sekarang.\nSemak dahulu, fahami pilihan anda, kemudian<br \/>\n<span class=\"line-bg secondary\"> buat keputusan dengan lebih yakin.<\/span><\/strong><\/span><\/h3>\n            <\/div>\n                        <div class=\"vc_cta3-actions\"><div class=\"vc_btn3-container vc_btn3-inline vc_do_btn\" ><a class=\"vc_general vc_btn3 vc_btn3-size-lg vc_btn3-shape-rounded vc_btn3-style-flat vc_btn3-color-theme_style_4\" href=\"https:\/\/mtcbayat.com\/ms\/calculator\/\" title=\"\">Semak Kelayakan<\/a><\/div><\/div>        <\/div>\n                    <\/div>\n<\/section><div class=\"stm-spacing\" id=\"stm-spacing-6ad929690dea7\"><\/div>\n<script>\n    (function($){\n        \"use strict\";\n        var spacingID = 'stm-spacing-6ad929690dea7',\n            lgSpacing = '20',\n            mdSpacing = '20',\n            smSpacing = '20',\n            xsSpacing = '20';\n\n        function stmSpacing() {\n            if ( window.matchMedia(\"(min-width: 1200px)\").matches && 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