MTC Bayat provides Shariah-compliant financial solutions for government servants, including personal financing and debt consolidation, with a simple, clear and transparent process.
About MTC Bayat
MTC Bayat is a financial solutions provider committed to making the financing process simple, clear and straightforward.
We understand that financial matters can sometimes feel complicated. That is why we strive to make every step easier to understand — from checking your eligibility and preparing documents to completing the financing process.
We provide:
✓ Personal Financing
A financing solution designed to support the financial needs of eligible applicants.
✓ Debt Consolidation
A solution to help eligible applicants manage their existing financing commitments through a suitable financing facility.
With a focus on Shariah principles, transparency and customer experience, we strive to provide clear information and responsible service to every customer.
Our Vision
To be a trusted financial solutions provider, offering a simple, transparent and Shariah-based experience for personal financing and debt consolidation.
Our Mission
To provide accessible, clear and responsible financial solutions, including personal financing and debt consolidation, while prioritising customer needs and Shariah principles.
The Principles We Stand By
Shariah-Compliant
Guided by Shariah principles in every solution we provide.
Transparent
Clear information to help you make more confident decisions.
Trusted
Building lasting relationships through responsible service.