Access financial solutions that are simple, transparent and Shariah-compliant, with a smoother experience from eligibility assessment to completion.
Who Can Apply?
MTC Bayat financing is designed specifically for government servants who meet the eligibility requirements.
Basic Criteria
- Malaysian citizen
- Government servant who meets the requirements
- Have a stable income
- Meet the required age and length of service
- Subject to MTC Bayat’s eligibility assessment
Required Documents
To help speed up the assessment process, applicants are required to prepare the necessary documents:
01. Identification Card: A copy of your MyKad, front and back.
02. Payslip: Your latest payslip, according to the application requirements.
03. Supporting Documents: Additional documents may be required depending on your profile and type of application.
01. Check
Check your eligibility by providing the required information.
02. Complete Your Documents
Prepare and submit the required documents for assessment.
03. Review Your Offer
Once your application has been assessed, review the financing details and terms offered.
04. Receive Your Financing
Once all required documents and processes are completed, the financing will be disbursed according to the agreed terms.
Frequently Asked Questions
Shariah-compliant personal financing is a financing facility structured based on the relevant Shariah principles and terms established by the financing provider.
MTC Bayat financing is offered to government servants who meet the prescribed eligibility requirements.
Basic documents may include a MyKad, latest payslip, and other supporting documents depending on the application requirements.
Yes, MTC Bayat provides debt consolidation facilities for applicants who meet the eligibility requirements, subject to assessment and the applicable financing terms.
Any applicable fees, charges or costs will be communicated based on the relevant terms and conditions before you proceed.